At GenoaBank, we offer a variety of individualized loan programs to meet the diverse needs of individuals, professionals, and businesses. We are committed to making a difference with friendly, accessible and professional staff who will address your loan needs promptly and efficiently with competitive loan rates.
We are recognized as a highly professional provider of financial products. Our experienced, accessible and friendly staff will gladly assist you in any of your banking transactions.
Personal Loans
Whenever you need a fast personal loan, it's good to be able to reach out within your community for help. The lending professionals at GenoaBank stand ready to help you with a consumer loan that works for your personal situation. We offer easy personal loans, with competitive interest rates, local decision-making and fast processing.
Home Improvement Loans
Need a little motivation to tackle those home projects? GenoaBank has the means to make it happen. A home improvement loan can give you the money you need to build your dream kitchen, update your home, or add that additional bedroom and bath. You dream it, we loan it. The possibilities are endless.
Home Equity Line of Credit (HELOC)
One of the benefits of home ownership is the ability to take out a loan using your home equity - the value of your home - as collateral. A GenoaBank Home Equity Line of Credit (HELOC) offers an extremely flexible option to fund big projects such as college tuition, debt consolidation, medical bills, or renovations to your home. By simply writing a check, you can access cash when you need it.
Home Improvement Low-to-Moderate Income Special
Rehabilitation is work that is done to improve the condition of your home. It can fix problems with your house like a leaking roof, failing porches, and peeling lead-based paint. GenoaBank offers homeowners home improvement loans at a low annual percentage rate and flexible terms to address housing maintenance issues.
Interest rate and payment type may vary depending on equity in home.
All loans subject to credit approval.
Credit Cards for your everyday needs.
Whether you're making everyday purchases or planning a big expense our credit cards come with competitive rates and no hidden fees.