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CDs & IRAs

We’re a bank that believes in offering excellent yields and the security of funds being FDIC-insured.


Certificates of Deposit or CDs are available in a variety of terms from 31 days to 60 months. Interest rates are determined weekly by bank management and vary according to the term of the certificate.

  • Fixed Rates.
  • Penalty for Early Withdrawal Varies by Term.
  • Monthly Compounding and Crediting of Interest.
  • FDIC Insured.
Contributions to a Traditional IRA may be tax deductible, and the earnings grow on a tax-deferred basis. Consult a tax advisor regarding tax benefits.
An individual retirement plan that bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Consult a tax advisor regarding tax benefits.








The following relate to both Traditional and Roth IRAS:

  • Fixed Rates.
  • Terms Vary from 31 Days to 60 Months.
  • No Fees.
  • Higher Interest Rates than a Savings Account.
  • Penalty for Early Withdrawal Varies by Term.
  • Monthly Compounding and Crediting of Interest.
  • FDIC Insured.
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Credit Cards for your everyday needs.

Whether you're making everyday purchases or planning a big expense our credit cards come with competitive rates and no hidden fees.

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