At GenoaBank, we offer customized loans and lines to help your agribusiness.
GenoaBank has been providing financial guidance to neighbors, families, farmers, community groups and small businesses since we opened in 1902. Growth is the heart of what you do - whether it's the growth of your crops or expanding your business.
We understand the unique needs of farmers and agribusiness and have created financing solutions designed specifically for you.
Whether you're looking to purchase or refinance property, buy or lease vehicles or equipment, or finance production expenses, we offer competitive rates and convenient terms on business loans for your agricultural business.
GenoaBank Guarantee
At GenoaBank, we have empowered and experienced lenders who know the market. We’re local, so your loan is handled locally: local processing, local underwriting, local approval and local servicing. And quick turnaround, too.
Contact GenoaBank, today!
Enviro-Line of Credit
This program is here to help establish an environmentally-friendly line of credit, with a feasible option for the farmer. This line offers discounted financing available to provide nutrient stewardship using conservation easements and best management practices on agricultural land.
Equipment Loans
Ensure you have the equipment your growing agribusiness requires.
Land and Facilities
Growth, opportunities, and possibilities for your business starts here at GenoaBank.
Operating Loans
Ensure you have the funds you need to operate your agribusiness efficiently.
FSA Guarantee
Build, expand or sustain your farm with an FSA Guaranteed Loan.
Ohio Treasurer's AgLink Program
Agriculture is the backbone of Ohio's economy and critical to our state’s long-term success. However, farmers continue to face challenges when it comes to financing for operations. Through Ag-LINK, farm operators, agribusinesses, and co-ops can receive up to a 3% interest rate reduction on new or existing operating loans. For more than 30 years, the program has helped Ohio’s agricultural community to finance upfront costs for feed, seed, fertilizer, fuel, equipment, and other expenses. GenoaBank is proud to partner with AgLink and be a preferred financial institution.
AgLink Requirements | An eligible borrower:
- Is either organized for profit or as an agricultural cooperative;
- Must have headquarters and 51% of operations maintained in Ohio;
- Must use the loan exclusively for agricultural purposes; and
- Must agree to comply with all program and financial institution regulations.
How AgLink Works:
- The Ag-Link application period is available year-round.
- After the loan officer submits the online Ag-LINK application on behalf of the farmer or agribusiness, the Ohio Treasurer’s office begins the review process.
- If all eligibility criteria are met, the application is approved.
- Upon request from GenoaBank, the Ohio Treasurer’s office will make a deposit or purchase an investment at a below-market rate. GenoaBank offsets the borrower's interest rate by the same discounted rate.
Credit Cards for your everyday needs.
Whether you're making everyday purchases or planning a big expense our credit cards come with competitive rates and no hidden fees.